Privacy Policy

Effective Date: September 26, 2024

Calrima Financial & Insurance Agency (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your personal information when you visit our website or interact with our services. We comply with the California Consumer Privacy Act (CCPA) and other applicable privacy laws.

1. Information We Collect

• Personal Information: We may collect information such as your name, email address, phone number, and any other data you provide when contacting us or using our services.
• Automatically Collected Information: We collect data such as IP addresses, browser type, and pages visited to improve our website functionality.

2. How We Use Your Information

• To provide and improve our services.
• To communicate with you regarding our services, promotions, or inquiries.
• To comply with legal obligations.

3. Sharing of Information

We do not sell your personal information. However, we may share your data with third parties such as service providers who assist us in offering our services, or as required by law.

4. Your Rights Under CCPA

As a California resident, you have the right to:

• Request details about the personal data we collect.
• Request the deletion of your personal data.
• Opt-out of the sale of your personal data (if applicable).

To exercise these rights, contact us at:
Email: rick.loek@calrima.com
Phone: 888-789-9366

5. Data Security

We use appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

6. Changes to This Privacy Policy

We may update this policy from time to time. We will notify you of significant changes by posting the new policy on our website.

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Terms of Service

Effective Date: September 26, 2024

Welcome to Calrima Financial & Insurance Agency (“we,” “us,” or “our”). By accessing our website and using our services, you agree to comply with and be bound by these Terms of Service.

1. Use of Our Services

By using our website, you agree to:

• Provide accurate and current information.
• Use our services only for lawful purposes.

2. Disclaimer

Our services, including Medicare evaluations, are provided for informational purposes only. We make no guarantees regarding the accuracy or completeness of the information provided. You should consult with a licensed professional before making any financial or insurance decisions.

3. Limitation of Liability

We will not be held liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our liability is limited to the fullest extent permitted by law.

4. Termination

We reserve the right to terminate your access to our website or services at any time for any reason, including a violation of these Terms.

5. Governing Law

These Terms shall be governed by the laws of the State of California, without regard to conflict of law principles.

6. Changes to These Terms

We may update these Terms from time to time. Continued use of our services after such changes indicates your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms or the Privacy Policy, please contact us at:
Email: rick.loek@calrima.com
Phone: 888-789-9366