Individual and Family Enrollment

Early Renewal – October 14, 2014

Take the next step — Two ways to set your appointment:

Open Enrollment – November 15, 2014 to February 15, 2015

 As a Certified Covered California Insurance Agent, I will be of service and help you determine whether you are eligible for premium assistance.  Premium assistance is available on a sliding income scale.   Some people may be eligible for low-cost or no cost State programs.

This is also the time to make sure your provider is in-network for the coming year or just make changes.

 Important Notice: 

  • Renewals – October 14, 2014, Covered California starts plan renewals in advance of the official open enrolment.
  • Open Enrollment – Official open enrollment and to make changes starts November 15, 2014. Renewal will be automatic if you are keeping the same plan for 2015.
  • These plans are no longer available: Health Net PPO plans and Contra Costa Health Plan in 2015. (Call us to enroll in new plan).
  • Health Net will be offering an EPO plan in Northern California or HSP in Southern California.
  • Individuals who are turning 31 and coming off Catastrophic plan. (Call to enroll in new plan or be auto renew to Bronze).
  • We will be able to accept 1st month payment to insurance company to bind your contract.
  • Children > 18-year-old have dental and vision included in every health plan.
  • Family Dental Plan will be available to Adults and Children for 2015. 

 2015 Individual Plan Benefits Changes

Plans In-network Provider Changes 2014 2015
Bronze Plan Generic RX $19 $15
Bronze Individual Out of Pocket Max $6350 $6250
Bronze Family Out of Pocket Max $12700 $12500
Silver 70 Plan $19 $15
Silver 70 Plan Individual Out of Pocket Max $6350 $6250
Silver 70 Plan Family Out of Pocket Max $12700 $12500
Silver 73 Plan Individual Deductible $1500 $1600
Silver 73 Plan Family Deductible $3000 $3200
Silver 73 Plan Generic RX $19 $15
Silver 73 Plan Brand RX $30 $35
Gold Plan $19 $15
Gold Plan Individual Out of Pocket Max $6350 $6250
Gold Plan Family Out of Pocket Max $12700 $12500